1. Open Kuda and tap or swipe to your Borrow account.

2. Tap Borrow.

3. Tap Get Your Overdraft.

4. Tap Next.

5. Type in the amount you want to borrow then tap Done.

6. Confirm with your transaction PIN, fingerprint or Face ID.

7. Tap Okay and you can spend from your account.

Note: We'll charge you a daily interest of 0.3% of the amount you borrow till you pay back the entire overdraft. Interest counts if you do not pay back before midnight on the day you borrow.