Transfers, withdrawals and card payments. 

  • You can send a maximum of 1 million naira at once.

Translation: There’s a 1,000,000 naira limit on a single transfer from your Kuda account.

  •  You can spend a maximum of 2,000,000 naira at once through a POS terminal.

Translation: There’s a 2,000,000 naira limit on a single POS payment you make with your Kuda Card.


  • You can withdraw a maximum of 20,000 naira at once at an ATM.

Translation: There’s a 20,000 naira limit on a single withdrawal you make from an ATM with your Kuda Card.