- You can send money to any Kuda username without using an account number.
To send money to a Kuda username:
1. Open Kuda.
2. Tap Pay, then tap Send to @username.
3. Type in the username, then tap Search.
4. Tap the username.
5. Type in the amount you'd like to send and a note, then tap the send icon.
6. Confirm the transaction with your transaction PIN, fingerprint or Face ID.
7. Tap Okay to return to your Kuda dashboard.