You can save a lump sum and earn annual interest.

If you withdraw before your savings matures, you will lose all the interest you've accrued and receive only the principal (the amount you started the plan with).

If you create a Locked Savings Pocket, you won’t be able to withdraw your savings until maturity, and we cannot break the savings on your behalf.

Your Fixed Savings plan will be deleted automatically once you make an early withdrawal from it.

We will debit your Spend account and credit your Fixed Savings plan immediately after you create the plan.

We will credit your Spend account immediately after you confirm the withdrawal from your Fixed Savings plan.

In line with government regulations, we will subtract 10% of your accrued interest as withholding tax before payout on your plan's maturity date.

Withdrawals from Fixed Savings can only be made 24 hours after its creation.

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