What is Kuda Plus?
Kuda Plus is the new name for what used to be Tier 3 (T3). We’ve made it feel more exciting and rewarding, instead of just another KYC level. Think of Plus as the first step in your loyalty journey with Kuda. It shows your progress and opens up better features.
Our aim is simple: make loyalty fun, clear, and worth it.
Who Can Get Kuda Plus?
To join Kuda Plus, you need to:
Finish your Tier 3 KYC (submit your ID, a selfie, and proof of address).
Once verified, you’ll be moved into Kuda Plus automatically.
Tip: No coins are needed to unlock Plus (unlike Premium).
What You Get With Kuda Plus
Here’s why being a Plus user feels better:
Higher limits on deposits and transactions.
Coins you can earn:
1 coin for every transaction of ₦1,000 or more.
25 coins every month if you keep an average balance of ₦50,000.
Your status shows:
You’ll see a Kuda Plus badge.
It’s your first step toward unlocking Premium.
Frequently Asked Questions
What is Kuda Plus?
It’s the new name and experience for Tier 3 users. You’ll enjoy higher limits, coins, and referral rewards.
How do I qualify?
Upgrade your account to Tier 3. Once approved, you’ll automatically be a Plus user.
How do I earn coins?
1 coin for every transaction of ₦1,000 or more.
25 coins monthly if you keep an average balance of ₦50,000 for 30 days.
What’s the difference between Plus and Premium?
Plus is the starting point. When you earn 50 coins in a month, you’ll move up to Premium, which comes with extra benefits like cashback and app customizations.
I’ve upgraded my account to Tier 3, but I don't see Kuda Plus. Why?
Kuda Plus is being rolled out in stages. You’ll see it once it’s ready on your profile.