Your money can do more than sit pretty. Give it a job.

For a limited time, eligible Kuda Premium customers can lock away from ₦100,000 to ₦1,000,000 for three months and earn 20% interest per annum.

Think of it as a three month growth plan for your savings. You choose the amount, lock it away once and let your money get on with the work while you get on with life.

No complicated moves. Just a clear rate, a clear timeline and something extra waiting for you at maturity. Simple, smart and worth making room for.

In other words: a short commitment, a tidy return and no unnecessary drama.

That’s it. No forms in triplicate. No calculator gymnastics. No need to call your accountant.

We know, this part isn’t as exciting as 20% per annum. But it matters.

Once your money is locked, it cannot be liquidated or withdrawn before the maturity date shown in the app. Think of it as sending your savings on a three month retreat: no surprise visits, no “I just need to borrow small,” and no dipping into it because your cart is suddenly on sale.

Only lock money you’re completely sure you won’t need during the term. Once you confirm, the money stays locked until maturity.

The promotional rate is 20% per annum, while this plan runs for three months. It does not mean you’ll earn 20% per annum of your deposit in three months.

No need to do the maths yourself, we’ll show your expected interest and total payout in the app before you confirm. What you see is what you’re signing up for. Lovely.

The rate applies only to this promotional Locked Savings plan and ends when the plan matures.

You’ll need:

If everything checks out, you’re good to go.

This particular offer is for eligible Kuda Premium customers. If you’re not Premium yet, don’t worry, the app may show you how to upgrade and unlock access.

You can choose any amount from ₦100,000 to ₦1,000,000. We’ll let you know in the app if the amount entered is outside this range, so you can easily adjust it.

You can open one active promotional plan. This helps us keep the offer fair and available to as many eligible Premium customers as possible.

The 20% per annum rate is per year, while your plan lasts for three months. Before you confirm, we’ll clearly show you the interest you can expect to earn and your total payout at maturity, no guesswork needed.

No you cant. Please choose the full amount you’d like to save while setting up your plan. Take a moment to review the amount and other details before confirming, as your promotional plan will be created with the deposit you select.

Once your money is locked, it cannot be liquidated or withdrawn until the plan matures. We know plans can change, so please only lock away money you’re confident you won’t need during the three month term.

At maturity, you’ll receive your savings plus the interest earned, based on the details shown in the app. The promotional rate ends with the plan and won’t renew automatically.

You’re all set. If you opened your plan successfully while the offer was available, it will remain active and continue as agreed until maturity, even if the wider promotion has ended.

There could be a few reasons:

If you’re eligible and the offer is still available, you’ll see it in the Kuda app.

The offer will be available for 60 days from launch or until it’s fully subscribed, whichever happens first. If you’re interested, it’s worth checking the app sooner rather than later.

Ready to give your savings a three month assignment?

Open the Kuda app, find the Premium Locked Savings offer, review the details and put your money to work.